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At Arch, we’re always innovating to give you more control, flexibility, and convenience in managing your crypto-backed loans. We’re excited to introduce our latest feature: Loan Upsizing, a seamless way to transform your existing loan into a Flexible Crypto Credit Line.
What is a Crypto Credit Line?
Think of it as unlocking the full potential of your crypto-backed loan. With Loan Upsizing, you can access additional funds using your current collateral without the hassle of applying for a new loan. It’s a faster, easier solution for managing your financial needs, whether you're capitalizing on an investment opportunity, consolidating debt, or covering unexpected expenses.
How It Works
Our Loan Upsizing feature is designed to be simple and intuitive:
Check your LTV: Ensure your current Loan-to-Value (LTV) ratio is below the upsize threshold LTV for your collateral type (e.g. 50% for Bitcoin).
One Click Upsize: Upsize your loan in your Arch dashboard instantly
Receive Additional Funds: Upsizes are processed instantly, so you get your funds without delay
Why Choose a Crypto Credit Line with Arch?
1. Instant Access to Funds
With Loan Upsizing, you can borrow more whenever you need it. Whether markets are moving fast or life throws you a curveball, your funds are just a few clicks away.
2. Flexible Borrowing
Your needs change, and your borrowing should adapt. A crypto credit line gives you the flexibility to adjust your loan amount as your needs evolve.
No early repayment fee
With no early repayment fees, you can repay all or a portion of loan at any time without additional costs, giving you even more flexibility.
The Arch Advantage
As a compliance-first, secure platform, Arch ensures that your borrowing experience is not only flexible but also safe and transparent:
Your assets are stored with Anchorage, a federally chartered bank, in bankruptcy-remote trusts
No rehypothecation – your collateral is securely held with strictly no rehypothecation
Flexible payout options in stablecoins or fiat (US Dollars)
How to Get Started
Transform your crypto-backed loan into a flexible line of credit today. Check your LTV in your Arch dashboard and submit an upsize to unlock additional funds.
Ready to take the next step?