







The wealthy don’t sell.
The wealthy don’t sell.
The wealthy don’t sell.
They strategize.
They strategize.
They strategize.
You did the hard part. You bought Bitcoin when no one else believed. You held it through volatility, fear, and doubt. You stayed convicted. But now what? If you understand Bitcoin, you already know: Selling it just to access liquidity? That’s not strategy—that’s surrender.
For generations, the wealthy have used legal, tax-advantaged frameworks to leverage their assets, preserve ownership, and accelerate their wealth. Not because they needed to—but because they knew better. Now, for the first time, those same wealth strategies have been reimagined—for Bitcoin holders.
They want you to sell.
They want you to sell.
They want you to sell.
We’d rather you win.
We’d rather you win.
We’d rather you win.
Build wealth faster by using your Bitcoin the way the wealthy use assets—without selling it, and without putting it at risk.

Velocity by Arch
A new class of financial product.
Designed in partnership with Bitcoin strategist Mark Moss, and built on Arch’s unmatched commitment to security and trust, Velocity gives you access to private wealth-level tools—without the complexity or compromise.
We deliver the strategy. You keep your Bitcoin.
You keep your sovereignty.

Velocity by Arch
A new class of financial product.
Designed in partnership with Bitcoin strategist Mark Moss, and built on Arch’s unmatched commitment to security and trust, Velocity gives you access to private wealth-level tools—without the complexity or compromise.
We deliver the strategy. You keep your Bitcoin. You keep your sovereignty.

Velocity by Arch
A new class of financial product.
Designed in partnership with Bitcoin strategist Mark Moss, and built on Arch’s unmatched commitment to security and trust, Velocity gives you access to private wealth-level tools—without the complexity or compromise.
We deliver the strategy. You keep your Bitcoin. You keep your sovereignty.




Sophisticated wealth strategies.
Sophisticated wealth strategies.
Sophisticated wealth strategies.
Simplified for the Sovereign Bitcoiner.
Velocity takes the complex financial playbook of the elite—and distills it into secure, easy-to-use tools for Bitcoin holders who think long-term.
Simplified for the Sovereign Bitcoiner.
Velocity takes the complex financial playbook of the elite—and distills it into secure, easy-to-use tools for Bitcoin holders who think long-term.
Simplified for the Sovereign Bitcoiner.
Velocity takes the complex financial playbook of the elite—and distills it into secure, easy-to-use tools for Bitcoin holders who think long-term.




Tax-efficient
liquidity
Access capital without triggering taxable events—and without selling your Bitcoin.




Income-generating tools
Turn your Bitcoin into a productive asset—designed to create cash flow, not just capital appreciation.




Legacy-building structures
Preserve and transfer wealth across generations with private wealth strategies—now made accessible.




Reinvestment & Velocity options
Use liquidity to reinvest, scale your business, or diversify—without disrupting your core stack.

Reinvestment & Velocity options
Use liquidity to reinvest, scale your business, or diversify—without disrupting your core stack.




Unmatched security & trust
Built on Arch’s “Security First” philosophy. Your Bitcoin isn’t just safe—it’s untouchable.




No complexity,
no guesswork
You don’t need a legal team, tax advisor, and private banker to use these tools.




Built by people
who live it
Backed by a platform you can trust. We handle the backend. You get the upside.




Introducing the first product
Introducing the first product
Introducing the first product
Perpetual Income: The Bitcoin Annuity
Perpetual Income: The Bitcoin Annuity
Perpetual Income: The Bitcoin Annuity
Velocity’s flagship product, launching under Genesis Access, is Perpetual Income: The Bitcoin Annuity—a revolutionary offering that allows Bitcoin holders to unlock tax-free income for life, without selling Bitcoin or triggering capital gains.
Perpetual Income offers long-term HODLers the ability to generate stable, secure income by tapping into the appreciation, not from complex and risky trading or rehypothecation strategies.




Plan your future with the Bitcoin Annuity today
Plan your future with the Bitcoin Annuity today
Plan your future with the Bitcoin Annuity today
Use our calculator to plan your future cash flows based on your holdings.

He has spent years teaching how the wealthy use assets to create tax-free income, compound returns, and build lasting legacies—without ever selling. But there’s been one major problem: These strategies are powerful but complex. That’s why Mark partnered with Arch, the most security-obsessed Bitcoin lender in the world, to make those elite-level strategies simple, safe, and accessible.
Together, we’ve created Velocity by Arch—a new class of financial product for the sovereign Bitcoiner who wants to build wealth with precision, without compromising the asset that got them here.
Mark has spent years teaching how the wealthy use assets to create tax-free income, compound returns, and build lasting legacies—without ever selling. But there’s been one major problem: These strategies are powerful but complex. That’s why Mark partnered with Arch, the most security-obsessed Bitcoin lender in the world, to make those elite-level strategies simple, safe, and accessible.
Together, we’ve created Velocity by Arch—a new class of financial product for the sovereign Bitcoiner who wants to build wealth with precision, without compromising the asset that got them here.
“Bitcoin isn’t just money—it’s the cheat code to unlocking the wealth strategies the elite have used for generations: tax-efficient income, legacy-building, and becoming your own bank. This partnership with Arch is about making those tools available to everyone—in the most secure and trusted way possible.”
“Bitcoin isn’t just money—it’s the cheat code to unlocking the wealth strategies the elite have used for generations: tax-efficient income, legacy-building, and becoming your own bank. This partnership with Arch is about making those tools available to everyone—in the most secure and trusted way possible.”
— Mark Moss, Bitcoin Strategist & Educator




This is what comes after conviction
This is what comes after conviction
This is what comes after conviction
You held through the chaos. You saw what others didn’t.
Now it’s time to turn that conviction into long-term wealth—without selling, without risk, and without waiting for permission.
Velocity by Arch gives you access to the financial strategies the elite have used for decades—now built for Bitcoin, and simplified for you.
Secure. Strategic. Sovereign.
This is Bitcoin finance, redefined.
You held through the chaos. You saw what others didn’t.
Now it’s time to turn that conviction into long-term wealth—without selling, without risk, and without waiting for permission.
Velocity by Arch gives you access to the financial strategies the elite have used for decades—now built for Bitcoin, and simplified for you.
Secure. Strategic. Sovereign.
This is Bitcoin finance, redefined.
You held through the chaos. You saw what others didn’t.
Now it’s time to turn that conviction into long-term wealth—without selling, without risk, and without waiting for permission.
Velocity by Arch gives you access to the financial strategies the elite have used for decades—now built for Bitcoin, and simplified for you.
Secure. Strategic. Sovereign.
This is Bitcoin finance, redefined.
Join the Waitlist
Join the Waitlist
Join the Waitlist
Get early access to upcoming Velocity products.
Launching soon. Limited spots available.
Get early access to upcoming Velocity products. Launching soon. Limited spots available.





ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved
ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved
ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved
ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved