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Digital Asset
What is a Digital Asset?
A digital asset is any form of content or media that exists in a digital format and comes with the right to use. In the context of blockchain and cryptocurrency, digital assets often refer to cryptocurrencies, tokens, and other blockchain-based representations of value or ownership.
Key Aspects
Digital Format: Exists solely in electronic form.
Ownership Rights: Comes with rights of use or ownership.
Value: Can have financial or utility value.
Transferability: Can often be easily transferred between parties.
Scarcity: May have limited supply, especially in the case of cryptocurrencies.
Types of Digital Assets
Cryptocurrencies: Digital currencies like Bitcoin or Ethereum.
Tokens: Represent various rights or utilities within blockchain ecosystems.
Non-Fungible Tokens (NFTs): Unique digital assets representing ownership of specific items.
Digital Securities: Tokenized versions of traditional securities.
Stablecoins: Cryptocurrencies designed to maintain a stable value.
Digital Assets vs. Traditional Assets
Physical Presence: Digital assets lack physical form, unlike traditional assets.
Storage: Stored electronically rather than in physical locations.
Transfer Speed: Often can be transferred more quickly than traditional assets.
Divisibility: Many digital assets can be divided into very small units.
Regulatory Framework: Often subject to evolving and sometimes unclear regulations.
Similar Terms
Cryptocurrency: A type of digital asset.
Token: Often used interchangeably with digital asset in blockchain contexts.
NFT: A specific type of digital asset.
Crypto Asset: Another term for blockchain-based digital assets.
ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved
ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved
ChainFi, Inc (dba "Arch Lending" and referred to as "Arch" on this website) is not a bank.
Loan Services. Crypto backed loans (“Loans”) are offered to U.S. borrowers by ChainFi, Inc. NMLS #2637200. NMLS Consumer Access.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are not available to U.S. residents of AL, CA, DE, HI, ID, IL, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT. We encourage you to contact us to determine if our loans are available in your state.
Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan. Your loan agreement may contain state-specific provisions. By signing the loan agreement, you acknowledge your acceptance of these terms, so please ensure you understand every aspect before proceeding.
Interest Rates. Annual interest rates are subject to change and may vary based on loan type, the principal amount requested, and the borrower's jurisdiction of residence.
Supported Assets. For the latest list of supported assets, refer to our Help Center.
No Financial, Investment or Tax Advice Provided. The information on this website, articles, guides, tools, or communications, is for general informational purposes only. It is not, and should not be construed as, financial, investment, tax, or other professional advice. Arch is not a financial advisor, investment advisor, broker, tax advisor, or accounting firm. We do not provide personalized advice or recommendations for your unique financial situation or goals. You should consult a qualified professional before making any financial, investment or tax decisions. Any examples, hypothetical scenarios, calculator results, or general discussions of financial or tax concepts are for illustration only and don't guarantee specific outcomes or apply to your personal circumstances. By using this website, you acknowledge you are solely responsible for your financial decisions and will seek independent professional advice as needed.
No Guarantee of Offers, Loans, or Returns. Your use or access to this website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. All offers, promotions, terms, and loans are subject to availability and the sole discretion of Arch. We reserve the right to modify or withdraw any offering at any time without prior notice.
State-Specific Disclosures. Additional state-specific disclaimers may apply depending on your location. We encourage you to review all relevant disclaimers and terms carefully before proceeding.
State of Idaho Disclaimer. In Idaho, ChainFi, Inc is doing business as Arch Lending and does not conduct activity under the name Arch.
ChainFi, Inc (dba "Arch Lending"), 595 Broadway, Floor 4, New York, NY 10012
For general questions, visit our Help Center or use the Intercom chat widget in the bottom right corner of any screen on this website.
For customer service or complaints, email us at support@archlending.com, or call +1 201-690-7206 between Monday-Friday from 9am-7pm ET and Saturday-Sunday from 10am-5pm ET.
© 2025 All Rights Reserved